Jimmy Hobson
TRUE INCOME CALCULATOR
What originating actually pays you — your plan vs NEXA
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Three Numbers.
One Quick Comparison.

Jimmy here. Give me three numbers and I’ll show you your production comp next to NEXA’s — the quick comparison first, and you can build a full pro forma one tap deeper.

You have a saved pro forma on this device.
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Nothing leaves this page. No email, no phone number.
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From your three numbers ·
Today — your comp plan
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a year
Monthly{{ qCurMoF }}
Per loan{{ qCurPerF }}
At NEXA
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a year
Monthly{{ qNexaMoF }}
Per loan{{ qNexaPerF }}
Annual difference {{ qDiffBigF }}
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You have a strong comp plan
At {{ qCurBpsF }} you’re paid better than most originators, so production comp alone won’t tell you much — a headline number here would be misleading.
That’s exactly the case worth running properly — every expense you carry, what your company covers, rev share, the servicing book, and how each side is taxed. Build the full pro forma below and we’ll put all of it side by side.
Check the pricing before you decide. {{ qPricingNote }}
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NEXA 100
Rev share
Servicing
Tax benefits

Go deeper — run a full pro forma

The full pro forma lets you customize dozens of inputs and assumptions based on your current structure and what that would look like at NEXA.
Which one are you?
Jimmy Hobson
Rather just talk it through?
A confidential call — just you and me, LO to LO.
Book the call
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TRUE INCOME STATEMENT
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Annual difference
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Check the pricing before you decide. {{ reportPricingNote }}
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Today
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Net income, pre-tax {{ reportCurTotalF }}
At NEXA
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Net income, pre-tax {{ reportNexaTotalF }}
Win two · tax treatment at NEXA
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You keep {{ modTaxWinF }}
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Win three · the servicing book at NEXA
Income that keeps paying after the file closes.
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Cumulative over {{ servYearsF }} years {{ servCumF }}
Estimates built from the inputs you entered, on NEXA’s published plan: (revenue − 25 bps) × 88%; $108/mo technology, no warehouse fee; rev share 4% per level, three levels, gated on producing level-1 LOs and re-tested monthly; servicing residual estimated per serviced loan and shown separately. Federal tax on estimated 2027 brackets. Not a compensation offer.
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Today {{ curTotalF }}
At NEXA {{ nexaTotalF }}
Difference {{ deltaHeadF }}

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Paste straight out of Excel, QuickBooks or RETR — columns and all. We’ll read your revenue, categorize the expenses, and flag which ones follow you to NEXA. You review everything before it lands in the pro forma.
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How many months does it cover?
mo
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Revenue found — {{ draftRevCount }} lines
Your P&L included revenue, so we can work out what you actually earn per loan instead of guessing at a rate.
$ /mo
$ {{ revVolUnit }}
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bps
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Review — {{ draftExpCount }} expense lines
$ /mo
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{{ x.why }}
{{ draftExpTotals }}
Review — {{ draftProdCount }} loan officers
/mo
$ avg
bps
Confirm each LO’s average loan and comp rate — comp defaults to the rate you set above.
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What should we count?
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How you set your margin
Product
% of mix
Margin
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%
bps
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Blended margin: {{ blendedF }}
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$ {{ f.suffix }}
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✦ From your import Confirm each LO’s units, average loan and comp rate.
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units
bps
Roster total: {{ rosterTotalF }}
Set each LO’s rate in the breakdown above — this figure is the fallback for anyone left blank.
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%
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Annual write-offs
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$ /yr
Estimated tax on {{ nexaGrossF }} of Nexa income
Every structure priced on the same gross, so the only difference is the tax treatment.
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Tax a year
You save
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Same structure on both sides, so there’s no tax arbitrage to analyze — the difference is all in the income.
Splitting the gain, per file
Each LO earns this much more at NEXA {{ splitTotalF }}
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You keep {{ splitYouF }} a file · {{ splitYouMoF }} They keep {{ splitLoF }} a file
Each LO, today vs Nexa — after your override
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Your override on this LO
bps
Today
Nexa
Change
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Today
How are credit reports paid for today?
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$
%
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At NEXA
$
%
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How you’d handle them at NEXA
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Expense
Amount
Who pays today
At NEXA
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$ {{ c.unitSuffix }}
On whose production
Set in Credit reports
Today: {{ c.impactToday }} At NEXA: {{ c.impactNexa }}
✦ From your import Check the amount and the NEXA call, then confirm.
Nothing added yet — start with the lines below.
%
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What you stop carrying
Some of this never shows up in a spreadsheet. Joining NEXA hands off the back office you run today:
Compliance
Accounting & payroll
HR
IT
Vendor management
Licensing & audits
And you gain what a single shop can’t buy: more state licenses and a far deeper lender roster, so you and your LOs can place files you turn away today.
evoLend serviced loans pay you every month, so the residual stacks. Set the pace and the window and see what the book alone becomes. Not counted in the statement.
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Annual run rate, end of year 1
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Annual run rate, end of year {{ servYearsF }}
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Total, {{ servYearsF }} years
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Run rate
Cumulative
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Defaults are industry-typical placeholders — every one is yours to change. Your numbers never leave this page.
Jimmy Hobson
A friendly face
Rather just talk it through?
A confidential call — just you and me, LO to LO.
Not certain about a section? We can walk your pro forma together, line by line — no pressure, no pitch.
Book the call
Statement of true income · the P&L
Today
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Estimated taxes
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At NEXA
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Estimated taxes
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{{ dn.label }} {{ dn.tag }} {{ dn.amtF }}
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Difference {{ deltaHeadF }}
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What tax takes, a year
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{{ structNexaF }} at NEXA
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Difference {{ deltaHeadF }}
On these numbers you’re ahead where you are. When the math says stay, we say stay.
Check the pricing before you decide. {{ pricingNote }}
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You can keep adjusting every input on the left — the statement updates as you go.
Win two · tax treatment at NEXA
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On {{ modGrossF }} of net income from the P&L above. A W-2 is taxed before those expenses come out; 1099 is taxed after.
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You keep {{ modTaxWinF }}
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How are your LOs paid today?
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Win three · the servicing book
Income that keeps paying after the file closes.
{{ ms.label }} {{ ms.value }}
Cumulative over {{ servYearsF }} years {{ servCumF }}
Jimmy Hobson
Want me to check this math with you?
A confidential call — just you and me, LO to LO.
Book the call